About 'paying college debt'|Reduce student loan debt by paying for college with tax credits

About 'paying college debt'|Reduce student loan debt by paying for college with tax credits

Ｍｉｌｌｉｏｎｓ               ｏｆ               Ａｍｅｒｉｃａｎｓ               ｆｉｎｄ               ｔｈｅｍｓｅｌｖｅｓ               ｃａｒｒｙｉｎｇ               ｓｔｕｄｅｎｔ               ｌｏａｎｓ. Ｓｏｍｅ               ｓｔｕｄｅｎｔｓ               ｇｒａｄｕａｔｅｄ               ａｎｄ               ｃａｒｒｙ               ｔｈｅ               ｆｉｎａｎｃｉａｌ               ｄｅｂｔ               ａｓ               ａｎ               ｉｎｖｅｓｔｍｅｎｔ               ｉｎ               ｔｈｅｉｒ               ｅｄｕｃａｔｉｏｎ,               ｗｈｉｌｅ               ｏｔｈｅｒｓ               ｃａｒｒｙ               ｓｔｕｄｅｎｔ               ｌｏａｎｓ               ｆｏｒ               ｓｅｍｅｓｔｅｒｓ               ｔｈｅｙ               ｃｏｍｐｌｅｔｅｄ,               ｂｕｔ               ｄｉｄ               ｎｏｔ               ｅａｒｎ               ｔｈｅ               ｄｅｇｒｅｅ. Ｗｈａｔｅｖｅｒ               ｔｈｅ               ｒｅａｓｏｎ,               ｍａｎａｇｉｎｇ               ｓｔｕｄｅｎｔ               ｌｏａｎ               ｐａｙｍｅｎｔｓ               ｃａｎ               ｂｅ               ｄｉｆｆｉｃｕｌｔ               ｆｏｒ               ｆｏｒｍｅｒ               ｓｔｕｄｅｎｔｓ. Ｉｎ               ｒｅｃｅｎｔ               ｓｕｒｖｅｙｓ,               ｍａｎｙ               ｐｅｏｐｌｅ               ｐａｙｉｎｇ               ｂａｃｋ               ｓｔｕｄｅｎｔ               ｌｏａｎｓ               ｒｅｐｏｒｔ               ｔｈａｔ               ｔｈｅｉｒ               ｐａｙｍｅｎｔ               ｅｘｃｅｅｄｓ               ｒｅｎｔ               ｏｒ               ｍｏｒｔｇａｇｅ               ｃｏｓｔｓ. Ｓｏ               ｗｈａｔ               ｄｏ               ｙｏｕ               ｄｏ               ｉｆ               ｙｏｕ               ｆａｌｌ               ｏｎ               ｈａｒｄ               ｔｉｍｅｓ? Ｄｅｆｅｒｒｍｅｎｔ               ｉｓ               ｐｏｓｓｉｂｌｅ,               ａｓ               ｉｓ               ｆｏｒｂｅａｒａｎｃｅ;               ｂｏｔｈ               ａｒｅ               ｗａｙｓ               ｔｏ               ｓｔｏｐ               ｙｏｕｒ               ｒｅｑｕｉｒｅｄ               ｌｏａｎ               ｐａｙｍｅｎｔ,               ｂｕｔ               ｔｈｅｓｅ               ａｒｅ               ｔｅｍｐｏｒａｒｙ               ｍｅａｓｕｒｅｓ. Ｓｔｕｄｅｎｔ               ｌｏａｎｓ,               ｕｎｌｉｋｅ               ｏｔｈｅｒ               ｆｏｒｍｓ               ｏｆ               ｄｅｂｔ,               ａｒｅ               ｎｏｔ               ｄｉｓｃｈａｒｇａｂｌｅ               ｄｕｒｉｎｇ               ｂａｎｋｒｕｐｔｃｙ. Ｔｈｉｓ               ｍｅａｎｓ               ｔｈａｔ               ｅｖｅｎ               ｉｆ               ｙｏｕ               ｆｉｌｅｄ               ｂａｎｋｒｕｐｔｃｙ,               ｙｏｕ               ａｒｅ               ｓｔｉｌｌ               ｒｅｓｐｏｎｓｉｂｌｅ               ｆｏｒ               ｔｈｅ               ｌｏａｎ               ｐａｙｍｅｎｔｓ,               ｎｏ               ｍａｔｔｅｒ               ｗｈａｔ               ｙｏｕｒ               ｃｉｒｃｕｍｓｔａｎｃｅｓ.                Ｔｈａｒｅ               ａｒｅ               ｗａｙｓ               ｔｏ               ｇｅｔ               ｐａｒｔ               ｏｒ               ａｌｌ               ｏｆ               ｙｏｕｒ               ｓｔｕｄｅｎｔ               ｌｏａｎｓ               ｄｉｓｃｈａｒｇｅｄ,               ｏｒ               ｔａｋｅｎ               ｏｆｆ               ｙｏｕｒ               ｒｅｃｏｒｄ. Ｔｈｅｓｅ               ａｒｅ               ｌｅｇａｌ               ｍｅｔｈｏｄｓ,               ａｎｄ               ｍａｎｙ               ｐｅｏｐｌｅ               ｄｏ               ｎｏｔ               ｋｎｏｗ               ｔｈｅ               ｖａｒｉｏｕｓ               ｗａｙｓ               ｔｈａｔ               ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｌｅｇａｌｌｙ               ａｌｌｏｗｓ               ｙｏｕ               ｔｏ               ｇｅｔ               ｒｉｄ               ｏｆ               ｓｔｕｄｅｎｔ               ｌｏａｎ               ｄｅｂｔ.                1. Ｉｆ               ｙｏｕ               ａｒｅ               ｄｅｃｌａｒｅｄ               100%               ｄｉｓａｂｌｅｄ               ｏｒ               ｄｉｅ,               ｙｏｕ               ｏｒ               ｙｏｕｒ               ｈｅｉｒｓ               ｄｏ               ｎｏｔ               ｎｅｅｄ               ｔｏ               ｒｅｐａｙ               ｓｔｕｄｅｎｔ               ｌｏａｎｓ. Ｔｈｉｓ               ｉｓ               ｉｍｐｏｒｔａｎｔ--ｉｆ               ｙｏｕ               ｗｅｒｅ               ｔｏ               ｄｉｅ               ｓｕｄｄｅｎｌｙ,               ｄｏｅｓ               ｙｏｕｒ               ｆａｍｉｌｙ               ｋｎｏｗ               ｔｈａｔ               ｔｈｅｙ               ｄｏ               ＮＯＴ               ｈａｖｅ               ｔｏ               ｒｅｐａｙ               ｙｏｕｒ               ｌｏａｎｓ? Ｍａｋｅ               ｓｕｒｅ               ｔｈｅｙ               ｋｎｏｗ               ｔｈｉｓ. Ｉｆ               ｙｏｕ               ａｒｅ               ｉｎ               ａｎ               ａｃｃｉｄｅｎｔ               ｏｒ               ｂｅｃｏｍｅ               ｉｌｌ               ｗｉｔｈ               ａ               ｌｏｎｇ-ｔｅｒｍ               ｃｈｒｏｎｉｃ               ｉｌｌｎｅｓｓ               ｔｈａｔ               ｍａｋｅｓ               ｉｔ               ｉｍｐｏｓｓｉｂｌｅ               ｆｏｒ               ｙｏｕ               ｔｏ               ｗｏｒｋ,               ｙｏｕ               ｃａｎ               ａｐｐｌｙ               ｔｏ               ｈａｖｅ               ｙｏｕｒ               ｓｔｕｄｅｎｔ               ｌｏａｎｓ               ｄｉｓｃｈａｒｇｅｄ               ａｓ               ｗｅｌｌ. Ｙｏｕ               ｃｒｅｄｉｔ               ｗｉｌｌ               ｎｏｔ               ｂｅ               ｈａｒｍｅｄ               ｂｙ               ａ               ｄｉｓａｂｉｌｉｔｙ               ｄｉｓｃｈａｒｇｅ.                2. Ｉｆ               ｔｈｅ               ｓｃｈｏｏｌ               ｙｏｕ               ａｔｔｅｎｄ               ｃｌｏｓｅｓ               ｂｅｆｏｒｅ               ｙｏｕ               ｃａｎ               ｃｏｍｐｌｅｔｅ               ｙｏｕｒ               ｐｒｏｇｒａｍ,               ｙｏｕ               ａｒｅ               ｎｏｔ               ｒｅｓｐｏｎｓｉｂｌｅ               ｆｏｒ               ｙｏｕｒ               ｓｔｕｄｅｎｔ               ｌｏａｎｓ,               ａｎｄ               ｄｏ               ｎｏｔ               ｎｅｅｄ               ｔｏ               ｒｅｐａｙ               ｔｈｅｍ. Ｔｈｅ               ｌｏａｎｓ               ａｒｅ               ｃａｎｃｅｌｌｅｄ               ｉｎ               ｆｕｌｌ,               ａｎｄ               ｙｏｕｒ               ｃｒｅｄｉｔ               ｒｅｐｏｒｔ               ｉｓ               ｎｏｔ               ｈａｒｍｅｄ               ｂｙ               ｔｈｉｓ.                3. Ｙｏｕ               ｃａｎ               ｊｏｉｎ               ｔｈｅ               Ｐｅａｃｅ               Ｃｏｒｐｓ,               ＶＩＳＴＡ,               ｏｒ               ｔｅａｃｈ               ｆｏｒ               ｆｉｖｅ               ｏｒ               ｏｒｅ               ｙｅａｒｓ               ｉｎ               ａ               ｄｅｓｉｇｎａｔｅｄ               ｌｏｗ-ｉｎｃｏｍｅ               ｓｃｈｏｏｌ,               ａｎｄ               ｇｅｔ               ｕｐ               ｔｏ               $5,000               ｆｏｒ               ｔｅａｃｈｉｎｇ. Ｔｈｅ               Ｐｅａｃｅ               Ｃｏｒｐｓ               ａｎｄ               ＶＩＳＴＡ               ｇｉｖｅ               ｙｏｕ               15%               ｏｆ               ｙｏｕｒ               ｌｏａｎｓ               ＥＡＣＨ               ＹＥＡＲ               ｙｏｕ               ａｒｅ               ｐａｒｔ               ｏｆ               ｔｈｅｉｒ               ｐｒｏｇｒａｍｓ;               ｗｈｉｌｅ               ｔｈｅ               ｐａｙ               ｉｓ               ｌｏｗ               ｆｏｒ               ｔｈｅｓｅ               ｐｒｏｇｒａｍｓ,               ｔｈｅ               15%               ｏｆｆ               ｙｏｕｒ               ｓｔｕｄｅｎｔ               ｌｏａｎｓ               ｇｏｅｓ               ｄｉｒｅｃｔｌｙ               ｔｏ               ｔｈｅ               ｌｏａｎ               ａｇｅｎｃｙ,               ａｎｄ               ｙｏｕ               ｈａｖｅ               ｐｅａｃｅ               ｏｆ               ｍｉｎｄ               ｋｎｏｗｉｎｇ               ｔｈａｔ               ｐａｒｔ               ｏｆ               ｙｏｕｒ               ｌｏａｎｓ               ａｒｅ               ｒｅｐａｉｄ.                4. Ａ               ｈａｒｄｓｈｉｐ               ｈｅａｒｉｎｇ. Ｉｆ               ｙｏｕ               ｄｅｃｌａｒｅ               ｂａｎｋｒｕｐｔｃｙ,               ｓｔｕｄｅｎｔ               ｌｏａｎ               ｄｅｂｔ               ｉｓ               ｎｏｔ               ｄｉｓｃｈａｒｇｅｄ. Ｈｏｗｅｖｅｒ,               ｙｏｕ               ｃａｎ               ｒｅｑｕｅｓｔ               ａ               ｓｐｅｃｉａｌ               "ｈａｒｄｓｈｉｐ               ｈｅａｒｉｎｇ"               ｗｈｅｒｅ               ｙｏｕ               ｐｒｅｓｅｎｔ               ｙｏｕｒ               ｃａｓｅ               ｔｏ               ａ               ｓｐｅｃｉａｌ               ｊｕｄｇｅ,               ｅｘｐｌａｉｎｉｎｇ               ｗｈｙ               ｒｅｐａｙｉｎｇ               ｔｈｅ               ｌｏａｎｓ               ｗｏｕｌｄ               ｂｅ               ａｎ               ｕｎｄｕｅ               ｈａｒｄｓｈｉｐ. Ｏｎｌｙ               ａ               ｖｅｒｙ               ｓｍａｌｌ               ｐｅｒｃｅｎｔａｇｅ               ｏｆ               ｐｅｏｐｌｅ               ｓｕｃｃｅｓｓｆｕｌｌｙ               ｄｉｓｃｈａｒｇｅ               ｔｈｅｉｒ               ｌｏａｎｓ;               ｔａｌｋ               ｔｏ               ａ               ｂａｎｋｒｕｐｔｃｙ               ｌａｗｙｅｒ               ｆｏｒ               ｍｏｒｅ               ｉｎｆｏｒｍａｔｉｏｎ               ｏｎ               ｔｈｉｓ               ｏｐｔｉｏｎ.                5. "Ｆａｌｓｅ               ｃｅｒｔｉｆｉｃａｔｉｏｎ."               Ｉｆ               ｙｏｕ               ｃａｎ               ｐｒｏｖｅ               ｔｈａｔ               ａ               ｓｃｈｏｏｌ               ｍｉｓｌｅｄ               ｙｏｕ               ｉｎｔｏ               ｔｈｉｎｋｉｎｇ               ｔｈａｔ               ｙｏｕ               ｗｏｕｌｄ               ｂｅｎｅｆｉｔ               ｆｒｏｍ               ｔｈｅｉｒ               ｐｒｏｇｒａｍ,               ａｎｄ               ｔｈｅ               ｌｏａｎｓ               ｏｒ               ｄｅｂｔ               ｙｏｕ               ｔｏｏｋ               ｏｕｔ               ｗａｓ               ａ               ｒｅｓｕｌｔ               ｏｆ               ｓｕｃｈ               ｐｒｏｍｉｓｅｓ,               ｕｎｄｅｒ               ｃｅｒｔａｉｎ               ｇｕｉｄｅｌｉｎｅｓ               ｙｏｕｒ               ｌｏａｎｓ               ｃａｎ               ｂｅ               ｄｉｓｃｈａｒｇｅｄ.                Ｏｎｅ               ｉｍｐｏｒｔａｎｔ               ｎｏｔｅ:               ｔｈｅ               ｗｏｒｓｔ               ｔｈｉｎｇ               ｙｏｕ               ｃａｎ               ｄｏ               ｉｓ               ｔｏ               ｄｅｆａｕｌｔ               ｏｎ               ｙｏｕｒ               ｃｏｌｌｅｇｅ               ｄｅｂｔ,               ａｎｄ               ｇｏ               ｉｎｔｏ               ｄｅｌｉｎｑｕｅｎｃｙ. Ｉｆ               ｙｏｕ               ｄｏ               ｎｏｔ               ｍａｋｅ               ｐａｙｍｅｎｔｓ               ｆｏｒ               240               ｄａｙｓ,               ｙｏｕｒ               ｅｎｔｉｒｅ               ｂａｌａｎｃｅ               ｉｓ               ｄｕｅ. Ｉｆ               ｙｏｕ               ｇｏ               270               ｄａｙｓ,               ｙｏｕｒ               ａｃｃｏｕｎｔ               ｉｓ               ｃｏｎｓｉｄｅｒｅｄ               ｔｏ               ｂｅ               ｉｎ               ｄｅｆａｕｌｔ. Ｔｈｉｓ               ｍｅａｎｓ               ｙｏｕ               ｌｏｓｅ               ａｌｌ               ｆｕｔｕｒｅ               ｆｅｄｅｒａｌ               ｆｉｎａｎｃｉａｌ               ａｉｄ. Ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｃａｎ               ａｃｔ               ｌｅｇａｌｌｙ               ａｇａｉｎｓｔ               ｙｏｕ,               ａｎｄ               ｙｏｕ               ｃａｎ               ｌｏｓｅ               ｙｏｕｒ               ｉｎｃｏｍｅ               ｔａｘ               ｒｅｆｕｎｄｓ--ｔｈｅ               ｍｏｎｅｙ               ｉｓ               ｐｕｔ               ｔｏｗａｒｄ               ｙｏｕｒ               ｓｔｕｄｅｎｔ               ｌｏａｎｓ               ｏｗｅｄ. Ｄｅｆａｕｌｔ               ａｎｄ               ｄｅｌｉｎｑｕｅｎｃｙ               ａｒｅ               ｖｅｒｙ               ｓｅｒｉｏｕｓ,               ａｎｄ               ｃａｎ               ｈｕｒｔ               ｙｏｕｒ               ｃｒｅｄｉｔ               ｒｅｃｏｒｄ               ｆｏｒ               ｔｅｎ               ｏｒ               ｍｏｒｅ               ｙｅａｒｓ.                Ｔｏ               ｌｅａｒｎ               ｍｏｒｅ               ａｂｏｕｔ               ｔｈｅｓｅ               ｏｐｔｉｏｎｓ,               ｇｏ               ｔｏ:               ｈｔｔｐ://ｓｔｕｄｅｎｔａｉｄ.ｅｄ.ｇｏｖ/ｓｔｕｄｅｎｔｓ/ｐｕｂｌｉｃａｔｉｏｎｓ/ｒｅｐａｙｉｎｇ_ｌｏａｎｓ/2003_2004/ｅｎｇｌｉｓｈ/ｌｏａｎ-ｄｉｓｃｈａｒｇｅ-ｃａｎｃｅｌｌａｔｉｏｎ.ｈｔｍ

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1. UK Prof. Says Students Should Sell Their Kidneys To Pay Off College Debt

   wryterbw.blogspot.com/   08/05/2011

   ...Should Sell Their Kidneys To Pay Off College Debt 'According to Roff, people... young boys and paid them for sexual favours...

2. Big Surprise! Gay College Students are using Sugar Daddies to pay Debt

   southern4life.blogspot.com/   08/30/2011

   ... Sugar Daddies to pay their debt. Of Sugar Daddy For Me’s 3 million...quarter list some combination of “school,” “college,” “university,” “money for school,” “student...

3. Could Dismantling the Submerged State Surrounding Student Debt Pay for Free Colleges?

   rortybomb.wordpress.com/   12/20/2011

   ...without the last two, that’s $22.75 billion we are paying through the tax code to make college tuition and student debt more manageable. This amount is in the middle the range...

4. Finances: How to Pay Off Your Old College Debt ASAP

   freemanenterprises.wordpress.com/   11/01/2010

   ...attend college later end up in debt due to the cost of it. That why you are urged to start paying off your college loans as soon as possible. When...

5. ‘Not My Debt’: College Students Refuse Pledge to Pay Their Share of National Debt | The Blaze

   michaeljmaxim.blogspot.com/   04/29/2011

   ‘Not My Debt’: College Students Refuse Pledge to Pay Their Share of...the deficit by paying their share of the national debt? Would those college students...

6. BOMBSHELL: Load First-Generation And Low Income Students Up With College Debt? State Employees Forced To Attend “Paid” Political Event, Used As Props For Pelosi And Rev. Jackson!

   gaslamppost.wordpress.com/   08/21/2012

   ... us not to worry about loading students up with too much college debt, because Nancy Pelosi and the Democrats will eventually forgive all student loan debt...

7. Which little piggy? Pay off debt? Or save for college?

   economiccrunch.blogspot.com/   02/22/2010

   ...the money going to the 529 college savings plans (which...tax-free) and using it to pay off our back taxes or other debt. That the more money the kids...

8. Tyler’s Story, College Jock’s Cock Pays his debt!

   themusclemafia.wordpress.com/   02/13/2009

   ..., workout gear and the best off all, the Admirer / Board member paid off his credit card debt from June to mid-August. This was done over the summer, Tyler...

9. Not paying for your kid's college doesn't equal debt

   babymakingmachine.blogspot.com/   03/26/2011

   ...I say they can do it themselves. Not paying for college doesn’t mean you expect your ... of loans and be in debt the rest of their lives. There...

10. Reduce student loan debt by paying for college with tax credits

    class5tax.wordpress.com/   03/18/2012

    ...can be a way for students to pay for college, or at least pay a good chunk of college...her school costs. However, if you pay college expenses for two or more ...

Paying College Debt - Blog Homepage Results

My Debt Consolidation JourneybyBlogger

http://embracethechange.blogspot.com/

Now that I've got a house, a car and college debt, I've got to find a way to pay it all down. This blog will be about my adventures in managing my debt.

A Debt of Attitudebyosunmc301

http://osunmc301.wordpress.com/

A multi-media look at the choices college students make today, and the price they pay tomorrow

Strategies for LifebyBob

http://strategiesforlife.blogspot.com/

...home based business, getting out of debt to saving for retirement. Resources on working at home, paying for college tuition.

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