레이블이 College Debt Facts인 게시물을 표시합니다. 모든 게시물 표시
레이블이 College Debt Facts인 게시물을 표시합니다. 모든 게시물 표시

2013년 12월 1일 일요일

About 'debt from college'|How Much College Debt Is Too Much







About 'debt from college'|How Much College Debt Is Too Much








As               children               we               are               told               that               we               must               acquire               a               college               degree               if               we               are               ever               going               to               succeed               in               life,               but               we               are               never               told               how               to               pay               for               our               educations.

Growing               up               in               a               lower               middle               class               family,               I               learned               at               an               early               age               that               I               would               only               be               able               to               attend               a               higher               learning               institution               if               I               had               a               scholarship,               was               a               great               athlete,               or               got               assistance               in               the               form               of               grants               and               loans.
               Being               rail               thin,               and               not               the               greatest               of               athletes,               there               was               no               sports               scholarship               in               my               future.

That               left               me               seeking               academic               scholarships               and               grants.

While               I               did               well               enough               to               secure               a               minor               scholarship               and               a               small               amount               of               grant               money,               I               knew               that               I               would               still               need               capital               for               books               and               other               college               spending               related               expenses.
               Rather               than               plunge               into               the               shark               infested               waters               of               Student               Loans,               I               decided               to               take               another               route.

Knowing               that               most               students               leave               college               with               consumer               credit               issues               and               massive               amounts               of               debt,               I               began               looking               into               getting               my               general               education               requirements               at               a               community               college.

While               still               higher               learning               institutes,               these               colleges               were               typically               less               expensive               than               their               larger               brethren.
               I               also               began               a               higher               learning               savings               account.

Working               part               time,               and               not               wanting               to               acquire               any               debt,               I               put               all               my               income               into               a               small               banking               account.

The               idea               was               to               only               do               what               I               could               afford.

With               my               scholarship               and               grant               paying               most               of               my               expenses,               I               used               the               money               in               the               bank               account               to               finance               the               rest               of               my               college               spending.
               Any               money               that               was               left               over               in               my               account               rolled               over               into               the               next               month.

Any               money               that               was               left               over               at               the               end               of               the               semester               rolled               over               into               the               next               semester.

Any               money               that               was               left               over               at               the               end               of               the               year               went               into               the               next               year.

By               the               time               I               had               my               Associate's               Degree,               I               had               quite               a               bit               of               money               waiting               to               help               me               pay               for               the               second               chapter               of               my               education.
               I               chose               to               attend               a               small               State               College               near               my               home.

This               allowed               me               to               avoid               room               and               board               fees.

it               also               kept               me               more               focused               on               getting               my               education,               as               there               were               less               distractions.

I               was               either               at               work,               home,               or               school.

My               leisure               time               came               after               everything               else               was               completed.
               I               continued               this               process               for               duration               of               my               academic               career.

It               took               me               about               6               years               to               complete               everything,               as               I               was               only               able               to               afford               the               minimum               12               credit               hours               per               semester.

Still,               I               graduated               from               a               major               higher               learning               institution               with               no               debt               or               consumer               credit               problems.






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    1. collegemisery.blogspot.com/   10/25/2013
      ...addendum to Bella's "$87,000 in debt for a public U education" post...website is called College Misery, right? In the name of...Academy Fight Song by Thomas Frank from The Baffler No. 23, 2013 This...
    2. bmia.wordpress.com/   08/15/2011
      ... and grants for college. I also got some ideas on how...Success . Vernon has a master’s degree from Johns Hopkins University and he is...
    3. willblogforfood.typepad.com/will_blog_for_food/   05/21/2009
      ... about the value of a college diploma, how it represents...dream and why they should go into debt to obtain it. There are... to be learned from this fiasco. #1 Don't get a...
    4. jenniferscompass.typepad.com/jennifers_compass/   09/15/2012
      ... down student loan debt. Click on the link below to watch...soon to start saving for college. Tips on getting...link below to watch the video. From individual retirement accounts...
    5. warlords2010.blogspot.com/   04/21/2013
      ...debt.” During a time when most students are graduating from college with loan debt, College of the Ozarks, a private, four-year school of nearly 1,400 students...
    6. dandelionsalad.wordpress.com/   05/01/2012
      ... a report which indicated that, “students who graduate from college and university with high debt loads are putting off buying a house, ...
    7. shine.yahoo.com/blogs/author/ycn-1138775/   08/29/2011
      ... reports that nearly all students are reeling from college debt, a significant minority aren t. Just as importantly, three fifths of students...
    8. bioseguridad.blogspot.com/   02/15/2008
      ...even in a dorm with you in college. I have pulled for you...by their standards) from big yields with Monsanto... larger debt than they'd ever ...
    9. alfredkewl.blogspot.com/   12/14/2010
      ...a young lady who has $200k in college debt (from an undergraduate degree alone.) ...a young lady who has $200k in college debt (from an undergraduate degree alone.) ...
    10. benewsviews.blogspot.com/   08/25/2009
      ...the lead author of the report, College Board researcher Patricia Steele... not count credit card debt or other noneducational ...almost $19,999, a $1,026 increase from the typical debt load of 2004...
    11. Debt From College - Blog Homepage Results

      I've made it a point to get rid of my credit card debt from college. Follow me as I try to make the payments.
      ...rich. The posts range from making money online to...business, getting out of debt to saving for retirement... at home, paying for college tuition.
      ...magazine) University of California San Francisco University of Maryland Baltimore University of Maryland College Park Vanderbilt University Visual Arts Visual cortex Visual perception Working memory...



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    2013년 11월 28일 목요일

    About 'debt college'|College of the Ozarks encourages debt-free students School drops loan programs







    About 'debt college'|College of the Ozarks encourages debt-free students School drops loan programs








    Finding               a               job               can               be               a               painful,               arduous               process…if               you               have               no               idea               what               you               want               to               do               or               where               to               start.

    If               you               graduated               from               college,               it               is               exponentially               easier               to               find               a               job               and               you               will               be               closer               to               an               opportunity               in               your               chosen               field.

    And               besides,               after               four               (or               five)               years               of               undergrad               education,               you               will               have               attained               some               knowledge               and               maybe               refined               some               skills               that               will               help               you               in               your               life               in               general.

    The               problem               for               many               new               graduates               is               that               they               do               not               know               what               type               of               career               they               want               to               pursue.

    They               have               been               in               school               for               the               past               sixteen               years               and               became               accustomed               to               having               someone               tell               them               where               they               are               going               to               be               the               following               year.

    For               these               people,               the               first               year               after               graduation               is               a               difficult               transition,               as               they               move               from               a               structured               educational               environment               into               what               recent               graduates               and               debt-saddled               parents               call               "the               real               world."               The               purpose               of               this               article               is               to               offer               some               suggestions               as               to               how               to               find               a               job               after               college               and               what               you               can               do               to               prepare               for               the               jump               into               "the               real               world."
                   If               you               know               what               field               or               fields               you               eventually               want               to               have               a               career               in,               then               you               are               well               on               your               way.

    You               have               successfully               narrowed               your               focus               and               the               job               hunt               will               be               much               easier.

    Aside               from               the               education               you               receive               during               your               time               in               college,               the               most               valuable               thing               you               can               do               is               to               get               some               on-the-job               experience.

    Finding               an               internship               is               one               way               to               do               this,               and               even               if               you               are               not               sure               which               field               you               are               interested               in,               signing               up               for               an               internship               with               a               company               that               seems               cool,               or               fun,               or               interesting               will               help               steer               you               toward               or               away               from               a               certain               career-path.

    You               may               think               that               you               don't               know               what               you're               doing,               but               you               will               meet               many               young               employees               who               feel               the               same               way.

    All               on-the-job               experience               is               time               well               spent               and               looks               great               on               resumes               when               you               are               just               starting               out               looking               for               a               job.

    You               might               also               be               able               to               find               a               paid               internship,               and               who               knows,               maybe               the               company               will               like               you               so               much               that               they               offer               you               a               job               straight               out               of               school.
                   A               lot               of               young               people               find               their               first               job               through               some               connection               with               someone,               usually               a               relative               or               friend.

    This               is               one               good               way               to               find               a               first               job.

    Creating               and               maintaining               a               network               of               friends,               family,               former               bosses,               and               people               you               know               who               already               have               jobs               can               be               incredibly               beneficial               in               your               search.

    It               is               true               that               having               pristine               credentials               and               a               strong               resume               is               very               important,               but               in               the               end               people               hire               people,               not               resumes.

    Getting               a               recommendation               from               someone               who               knows               you               will               give               you               a               leg               up               on               the               competition               because               your               name               becomes               familiar               and               the               person               doing               the               hiring               will               be               more               likely               to               give               you               a               shot               at               the               job,               or               at               least               an               interview.

    You               never               know               who               or               what               might               lead               you               to               that               perfect               opportunity.
                   Once               you               figure               out               what               career               you               want               to               start               out               in,               and               keep               in               mind               it               is               only               what               you               have               decided               to               start               out               in,               not               necessarily               what               you               will               be               doing               for               the               rest               of               your               working               life.

    Give               something               a               try               that               seems               interesting               and               you               think               would               utilize               your               skills.

    When               you               find               a               job               opportunity               that               seems               like               a               perfect               fit,               go               after               it.

    No               one               will               hand               you               a               great               job.

    If               you               are               not               yet               qualified               for               the               job               you               want,               take               any               reasonable               job               in               the               same               company               and               get               to               know               people               in               the               department               that               you               would               rather               work               in.

    Companies               do               a               lot               of               their               hiring               from               within               the               organization.


                   When               you               discover               that               perfect               job               -               and               it               may               take               a               few               tries               -               pursue               it.

    Do               not               take               "no"               for               an               answer.

    Work               hard               to               learn               the               necessary               skills               and               try               to               contact               the               people               who               do               the               hiring.

    Write               a               personal               letter,               send               emails,               make               a               few               phone               calls.

    Hiring               managers               love               to               see               enthusiasm               and               dedication               in               job               candidates.

    Look               at               it               this               way,               it               can               reflect               badly               on               them               to               their               superiors               if               the               person               they               hire               turns               out               to               be               a               bad               employee.

    If               you               can               convince               this               person               that               you               are               very               interested               in               the               job               and               are               proactive               and               assertive               in               trying               to               get               it,               you               will               definitely               get               an               interview.

    It               is               just               a               matter               of               when.






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    1. collegemisery.blogspot.com/   10/25/2013
      ...as an addendum to Bella's "$87,000 in debt for a public U education" post. One of the ...but then this website is called College Misery, right? In the name of the Stalingrad dead...
    2. warlords2010.blogspot.com/   04/21/2013
      ...Globe, Joplin, MO April 20, 2013 College of the Ozarks encourages debt-free students < -- Source... from college with loan debt, College of the Ozarks, a private, four-year...
    3. pubcit.typepad.com/clpblog/   08/08/2013
      ...with no degree to help them land a job and pay off the debt." vanden Heuvel then endorses a new plan for college financing in Oregon: Last month, the Oregon legislature...
    4. www.nakedcapitalism.com   07/03/2013
      ... education, since many students will simply forgo college if the price is becoming a debt slave. The system we have in place is bad for everyone ...
    5. fredisms.blogspot.com/   08/30/2013
      ...our aquifers will be fully replenished. See? Glass half full. Electoral College - Here's an interesting take on reforming the U.S. Electoral...
    6. hollymccracken.wordpress.com/   05/19/2012
      ...-debt.html?_r=2 Related articles You: Degrees of Debt: Colleges Begin to Confront Higher Costs and Students’ Debt (...
    7. wspucla.wordpress.com/   02/27/2013
      ... this. My mentor in high school advised me not to allow debt to frighten me out of a college education because eventually I would have a career and slowly but surely, pay it...
    8. collegevideos.wordpress.com/   10/27/2011
      ...119543 -71.325056 Share this: Like this: Like Be the first to like this post. Tags: college debt , college debt forgiveness , college loan debt , college students debt , student debt This...
    9. paulvanderklay.wordpress.com/   02/16/2013
      ...budget-shortfall/ http://blog.christianitytoday.com/ctliveblog/archives/2012/11/calvin-college-finance-vp-steps-down-amid-debt-concerns.html http://www.thebanner.org/news/2012/10/calvin-college-faces...
    10. uwecinthenews.blogspot.com/   02/15/2012
      Sophomore Nkaujhmoob Moua was mentioned in the Feb. 13 WQOW News 18 article " A recent study raises concerns over the amount of debt college students are taking on ."
    11. Debt College - Blog Homepage Results

      Leading you toward success (by Debt Free Education)
      ...be put further in debt. Find some great tips on how to avoid and reduce college debt. Who knows - maybe you could graduate debt free ,



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